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Please remember that financial investments may rise or fall and past performance does not guarantee future performance in respect of income or capital growth; you may not get back the amount you invested.

There is no obligation to purchase anything but, if you decide to do so, you are strongly advised to consult a professional adviser before making any investment decisions.

New rules that came into force at the beginning of this year obliging UK banks to ringfence their domestic retail business and cash flow have had the side effect of sparking a mortgage price war. Banks were previously able to ...