This article is for information purposes only.

Please remember that financial investments may rise or fall and past performance does not guarantee future performance in respect of income or capital growth; you may not get back the amount you invested.

There is no obligation to purchase anything but, if you decide to do so, you are strongly advised to consult a professional adviser before making any investment decisions.

After suggestion by the Bank of England that base rate could remain on hold throughout 2016, the mortgage rates could fall further. There was around 3 basis point drop in two, three and 10 year swap rates followed by the ...