Important:

This article is for information purposes only.

Please remember that financial investments may rise or fall and past performance does not guarantee future performance in respect of income or capital growth; you may not get back the amount you invested.

There is no obligation to purchase anything but, if you decide to do so, you are strongly advised to consult a professional adviser before making any investment decisions.

As part of the measures announced by the Bank of England in 2014 to tighten mortgage-lending rules, borrowers have to undergo more stringent screening tests to ascertain their assets and ability to repay loans. This has the effect of eliminating ...