Important:

This article is for information purposes only.

Please remember that financial investments may rise or fall and past performance does not guarantee future performance in respect of income or capital growth; you may not get back the amount you invested.

There is no obligation to purchase anything but, if you decide to do so, you are strongly advised to consult a professional adviser before making any investment decisions.

Introduction The abbreviation ISA stands for Individual Savings Account and is a government initiative to encourage individuals to save for their retirement or major lifetime investments such as their primary property, by providing a strong tax-reduction incentive. ...